Financing Orthodontist Treatment: Myths Worth Debunking

orthodontist treatment

For many of us, it’s not the procedure itself that makes seeking orthodontist treatment such a daunting treatment. Rather, it’s the costs that can be unnerving. If you’ve been considering the care, you may have heard some rumours that aren’t exactly true. The truth is, financing orthodontic treatment isn’t as complicated as you may think.

Let’s explore some of the more common myths about paying for orthodontic care.

1. “All Cosmetic Treatment Enjoys Zero Coverage”

While some procedures may be considered cosmetic, such as teeth whitening, orthodontic treatment is often covered by insurance. Many plans cover a percentage of the cost, and some may even cover the full cost of treatment. Even strictly cosmetic procedures can be covered if they’re medically necessary.

2. “No Insurance Means Limited Options”

While having insurance can certainly help with the cost, there are still plenty of options available for those without insurance. Many orthodontists offer payment plans and financing options to make treatment more affordable.

3. “All Payments Will Be Up Front”

Some people believe that they will have to pay the entire cost of orthodontic treatment upfront. However, this isn’t always the case. Many orthodontists offer payment plans that allow you to make monthly payments over a period of time. This can help make treatment more affordable and manageable.

orthodontist treatment

4. “Fewer Visits Mean More Savings”

Though it’s true that some treatment options require fewer visits than others, this doesn’t necessarily mean that they’re cheaper. In fact, some treatment options that require more visits may be more affordable in the long run.

5. “You Can’t Enjoy Full Benefits Without In-Network Providers”

Though in-network provider can help with savings, it doesn’t mean you can’t receive excellent care from an out-of-network provider. Many orthodontists offer competitive pricing and payment options that make it easier to afford their services regardless of network status.

6. “The Age Limits On Orthodontist Plans Are Too Restrictive”

Orthodontic treatment is not just for children and teens. Many adults can also benefit from orthodontic care to improve their oral health and appearance. Many orthodontists offer payment plans and financing options that make treatment more accessible to adults.


Don’t let common myths about financing orthodontic treatment prevent you from receiving the care you need. Many options are available to help make orthodontic treatment affordable and accessible, regardless of your financial situation. Talk to your orthodontist today to learn more about your options and take the first step toward achieving.

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